Salem Oregon Neighborhood Information From Your Salem Oregon Real Estate Agent/Consultant

Cambridge is home to several different phases and time periods.  Cambridge Woods, Cambridge Crest, Cambridge Meadows, Cambridge Heights and Cambridge View.

Cambridge Woods was the first to be built in the 70’s and 80’s.  You will love the beautiful tree lined streets and larger lots that these homes have to offer.   The Woods have some great street names such as Arithmetic, Constitution, Independence, and Colony.  Home prices can go as high as $600k, but most homes are in the high 200k and 300k price range.

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Cambridge Crest homes were built in the late 90’s and early 2000’s.  These homes range in size from 2000 sq. ft. up to 3700 sq. ft.   Home prices in this area can go as high as $600K.   Most homes are in the 300k to 400k price range. Some of the street names is this phase of Cambridge are Alex, Olivia, Southhampton, Barrington and Churchhill.   There is also a Southhampton subdivsion that sits next to Cambridge.

Cambridge Meadows homes were built in the 80’s and 90’s.  Most of the homes in this section are over 2500 sq.ft. and prices range from 300k to 500k.  Look for streets Webster, Brewster, Cambridge, and Standish when driving this neighborhood.

Cambridge Heights homes were all built in the 90’s with the exception of just a few.  These homes range in size from under 2000 sq. ft. to as large as 5300 sq. ft.  Most home prices range 300k to 400k range.  You will know you are in the Heights when you see the street names Kinsington, Wickshire, Albion and Chauncey.

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Cambridge View is one of the newer sections of Cambridge that is still being built.  Building started in 2007.   When you see the street Celeen, you will see where they are building, and also some of the homes that are already built.

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Cambridge Oaks is a smaller area made up of streets already mentioned such as Webster, Independence and Cambridge.  Most of these homes were built in the mid 90’s.

If you would like more information on current homes available in Cambridge, or any homes available in the Salem/Keizer area, you can call me direct at 503-931-1846 or email me at MelWagnerBroker@msn.com.

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Salem Oregon neighborhood information from your Salem Oregon Real Estate Agent/Consultant.

Chatnika Heights is located in West Salem, which is across the bridge and part of Polk County.  Chatnika Heights is home to a large selection of single-level, two story and split entry homes.  Chatnika Heights is located just outside of the city limits on Glenn Creek Road just past Doaks Ferry Road.  One great benefit of owning a home in Chatnika Heights is that it does sit outside of the city limits. Therefore, your property taxes are lower because you are not paying any city taxes.  This also means that your monthly payments will be lower if your loan includes a reserve account for property taxes.

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Chatnika Heights

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Chatnika Heights

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Chatnika Heights

Most of the homes in this area were built in the 60’s and 70’s.  However, you will find some homes that were built more recently, including some in the past 10 years.  There are many different styles, and streets have mature landscaping and are tree-lined.

If you live on Willow Creek, Lakeview or 31st Ct. you may be treated to a lovely backyard view of a private lake depending on where your home is located.

Private Lake View

Private Lake View

Many other homes in this neighborhood also have lovely views.  Whether you are looking for a wooded view, or a view across the river to Downtown Salem, there is a home in Chatnika Heights that will give you the view you are looking for.

We are in our rainy season right now, but if the views are this lovely during the rainy season, you can imagine how beautiful they are on a nice Spring or Summer day.

Chatnika View

Chatnika View

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For more information on homes available in the Chatnika Heights neighborhood, or homes in any neighborhood in the Salem Area, you can call me direct at 503-931-1846 or email me at MelWagnerBroker@msn.com.

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Salem Oregon Neighborhood Information From  Your Salem Oregon Real Estate Agent

Welcome to Woodscape!  Woodscape is 3 different era’s, with different types of homes.  Whether you are relocating to Salem Oregon, or already live here, Woodscape has something to offer everyone.

Woodscape Glen is the neighborhood you are looking for if you would like to have a larger lot, and live on tree-lined streets.  These homes were built in the 70’s and 80’s.  There are many different styles of homes in this part of Woodscape.  You will find single-levels and two story homes with wonderful yards and beautiful, mature landscaping.

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Woodscape is the next phase.  These homes are newer and most of them were built in the 90’s and early 2000’s.  You will find many different style of homes in this section of Woodscape including single-level, craftsman and even colonial style with an East Coast flair.

Woodscape Green is the newest addition to this subdivision and building is still going on.  The homes in Woodscape Green are built by Master Craftsmen and are built earth-friendly which means that you, your home and the environment will benefit from the Energy Star and Earth Advantage Standards that all of these homes must meet.fr2

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There are many lots still available in the newest section of Woodscape.  There are also more phases planned that will meet these same strict standards to be good to the earth, while saving you money on your utility bills.

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The next phase of Woodscape

Woodscape also has two beautiful parks to enjoy.  There is the Wes Bennett Park, which is located next to Pringle Elementary School.   Wes Bennett has playground equipment, and is a popular place to host picnics and parties. Woodscape Park is wonderful if you enjoy walking, jogging or running.  This park has walking paths, and benches to sit on to enjoy the view.

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If you are considering having a custom home built in the newer phases of Woodscape, give me a call.  I can assist you with the entire process from beginning to end.   You can be assured that I will be by your side every step of the way.  If you are interested in purchasing a pre-existing home, and would like to find out more about the homes for sale in Woodscape, you can contact me directly at 503-931-1846 or email me at MelWagnerBroker@msn.com.


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SALEM OREGON REAL ESTATE-SOUTH SALEM NEIGHBORHOODS-ROCK RIDGE ESTATES

SALEM OREGON NEIGHBORHOOD INFORMATION FROM YOUR SALEM OREGON REAL ESTATE AGENT

Rock Ridge Estates is a beautiful subdivision that is located in South Salem.  Rock Ridge is close to shopping, parks, and the freeway.   If you are looking for a new, or newer home, then Rock Ridge Estates is a great place to start your home search as construction on these homes started in 2005 and continues today.  Home prices vary depending on location, size and view ranging from $300K to $700K.  Some of the builders in Rock Ridge Estates are J.R. Loney Construction, Rick Massey Construction, Sunco Homes and John Hammer, Jr.  These builders have all won Builder of the Year awards from the local Homebuilder’s Association, and some have served as past presidents of the organization.  Many of the homes in this subdivision have been on the Tour of Homes in past years, and a few have had the additional title of being the New Product House for the year.  New Product Houses are built with all of the latest “goodies” from that year.  Also, many of these homes and available lots have gorgeous views.

As of this posting, I currently have two new construction listings under construction by J. R. Loney construction, and one view lot available for a custom build.    These two homes that are under construction, 2050 Soapstone and 2070 Soapstone will be completed in time for the tax credit, if you are hoping to take advantage of the credit.  For more information about these two homes and lot, or any homes in Rock Ridge Estates, you may contact me at 503-931-1846 or email me at MelWagnerBroker@msn.com.


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SALEM OREGON REAL ESTATE AND HOMES FOR SALE-NEW CONSTRUCTION-ROCK RIDGE ESTATES $345,000


Rock Ridge Estates-Completed in Time for You to Get Your Tax Credit!!



Overview
Maps
Photos
Description

$345,000
New Construction
For Sale
Main Features
3 Bedrooms
2 Bathrooms
1 Partial Bathroom
Interior: 2700 sqft
Lot: 00 sqft
Location
2050 Soapstone Ave SE
Salem, OR 97306

Mel Wagner

Mel Wagner

Coldwell Banker Mtn. West Real Estate, Inc.
(503) 931-1846
MelWagnerBroker@msn.com
http://www.MelWagnerBroker.com

    

Listed by: Mel Wagner

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SALEM OREGON REAL ESTATE AND HOMES FOR SALE-NEW CONSTRUCTION-ROCK RIDGE ESTATES $319,900



Rock Ridge Estates-Completed in Time for You to Get Your Tax Credit!!



Overview
Maps
Photos
Description

$319,900
New Construction
For Sale
Main Features
3 Bedrooms
2 Bathrooms
Interior: 2350 sqft
Lot: 0.16 acre(s)
Location
2070 Soapstone Ave SE
Salem, OR 97306

Mel Wagner

Mel Wagner

Coldwell Banker Mtn. West Real Estate, Inc.
(503) 931-1846
MelWagnerBroker@msn.com
http://www.MelWagnerBroker.com

    

Listed by: Mel Wagner

Our recent listings

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SALEM OREGON REAL ESTATE-SOUTH SALEM NEIGHBORHOODS-CREEKSIDE GOLF COMMUNITY-GOLF CLUB ESTATES

SALEM OREGON NEIGHBORHOOD INFORMATION FROM YOUR SALEM OREGON REAL ESTATE AGENT

If you love to golf, and desire to live in a golf community, then Golf Club Estates at Creekside may just be the perfect place for you to call home.   Homes in this community start at around $300K and and can go as high as 1+ Million Dollars.  The pricing of homes depends on where the home is located within the community, and also on views and lot size.

Hawaii Northwest Ventures hired local PGA touring professional and golf course architect Peter Jacobsen in the early 90’s to develop Creekside Golf Club. Construction began in 1992, with the current back nine opening in 10/93.  The current  front nine opened in 6/94.  When the full 18 hole championship course was completed, Golf Digest rated Creekside as one of the top new courses in the State of Oregon.  Creekside is a beautiful course to play on and has 3 separate playing areas to cover the full 18 holes.  This also means that there are many options for homeowners wanting to live with a golf course literally in their backyard.

Creekside and Golf Club Estates also has an elegant club house/restaurant that spans 20,000 sq. ft.  The amenities include banquet facilities, a bar and grill/restaurant (Creekside Lakeview Restaurant), pro-shop, locker rooms, health club, outdoor heated swimming pool, snack bar and more.

For more information about living in Golf Club Estates, please call me direct at 503-931-1846.



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Important Questions To Ask Your Mortgage Broker Before You Sign Any Of Their Documents

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1.  Do you have a variety of loan programs to fit my cash flow and expected length of ownership needs?

The amount of money that you have to contribute towards your downpayment will play a big role in which loan program will work best for you.  There are many loan programs available.  Some require no downpayment, however, the guidelines may require you to purchase a property in a rural area, or qualify for additional grants.    FHA loans are a great option for a first time homebuyer.  FHA currently requires 3.5  for the downpayment, as of this date,  and they will allow that amount to be “gifted” to you from a family member or friend.

How long you plan to live in your home will help to determine whether an adjustable rate mortgage or “ARM” would be best for you, or a fixed rate mortgage.

Your Mortgage Broker will be able to help you determine which loan is best for you based on your individual circumstances.

2.  Do you offer written mortgage pre-approvals, not just pre-qualifications?

A “pre-qualification” is usually a Mortgage Broker’s opinion of your eligibility for a loan.   If you ask to be pre-approved, the Mortgage Broker will actually submit your job and credit history to an underwriter and get a conditional approval for a loan and a loan commitment.

The advantage of having a pre-approval is that it will make your offer to buy a home stronger and it will usually allow you to close on the home faster.

3.   Do you have the ability to handle difficult credit history?

Many Mortgage Brokers will only work with you if you have perfect credit, and if a problem comes up, they won’t help you.

Make sure your Mortgage Broker has reviewed and received approval for you and your specific credit history

4.  Is the rate that you quoted me the rate I will get at closing?

Many Lenders advertise their rates in the paper, on the internet or radio,  and in homes magazines.  These are what are called “Teaser Rates” in the industry.  The name says it all.

After they’ve got you committed to using them, many Lenders then tell you what the “real” rate will be.  By this time, it’s too late for you to do anything about it.

Consider using a local Mortgage Company with an actual “brick and mortar” office.  Salem is home to many great Mortgage Brokers who are happy to have you come in and meet them in person.  This allows you to sit down with the Mortgage Broker and ask all of the questions that you may have about obtaining a home loan.  Many of these Mortgage Brokers will actually attend the closing where you will be signing your loan documents in case you have last minute questions.

If you are in need of a recommendation for a great Mortgage Broker that will work to get you the best loan possible,  give me a call at 503-931-1846.  I would be happy to provide you with local referrals of trusted Mortgage Brokers that I work with.

If you would like additional information on buying or selling a home, please visit my website, or give me a call at 503-931-1846.

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TIPS FOR BUYING YOUR HOME FROM YOUR SALEM OREGON REAL ESTATE AGENT

In reality, there are only five things you need to know and do to make your home buying experience as simple as possible.

1.  Get pre-approved for your loan.

If possible, get “pre-approved” for a loan in the amount you’re willing to borrow.

With this pre-approval, you’re in a stronger position to buy a home when you’re ready – rather than finding your dream home, only to lose it to another buyer because you were waiting on the approval.

2.  Find a great real estate consultant.

Once you’ve decided to buy a home, find a great real estate consultant.  What you’re looking for is a Buyer’s Agent.

This means that the consultant represents YOU as the buyer, rather than the person selling the home.  They will have YOUR best interests at heart.  Really good consultants know their markets, and will help you find the best match for your needs and wants.  They can also recommend mortgage brokers with whom they’ve worked in the past.

3.  Look before you leap.

Drive around the neighborhood at different times of day.  Get out and walk around and chat with neighbors.

Some people like friendly neighbors, others think of them as nosy.  Drive to the local grocery store, laundry, anywhere that you frequent.  Visit nearby schools and see for yourself how the kids behave and how the grounds look.  The point is to see if this is really the type of neighborhood you want to live in BEFORE you make an offer.

4.  Be prepared.

Make sure your contract has reasonable contingencies included to protect you as a buyer.  Reasonable can be things like approval by a home inspector, and title clearance.

For the long-term investment, make sure that you buy homeowner’s insurance, and upgrade it as the value of your new home and its contents increase.

5.  Be reasonable.

No home will be without flaws.

Many times it’s these flaws that lend character to older homes, but nonetheless, it will take SOME work to personalize any home.

Preparing yourself with these five simple things – loan pre-approval, a great broker, getting to know the neighborhood, protecting yourself, and being reasonable – will help make the home buying process easier for you and your family.

For more information on buying a home, or to get started on owning your own home, give me a call at 503-931-1846.  I look forward to assisting you in the purchase of your home!

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SALEM OREGON REAL ESTATE-HOMES FOR SALE.  SELLERS, LIGHTS PLEASE!!

Helpful tips on getting your home sold from your Salem Oregon Real Estate Agent.

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Lighting is a very important thing when selling your home.  In Part 1 of Sellers, Lights Please!!  we went over the basics of why lighting is so important. Part 2 will give you some ideas on how to make the most of the lighting that you have.

Do shades or domes have dead insects or dust in them?  Clean them and see how much brighter the room looks.  Are there scratches, dents, dings or tarnish on fixtures?  If they can’t be buffed or cleaned, consider replacing them.

If fixtures need to be replaced, consider your target buyer and the style of your house when choosing the replacements.  For example, if the architecture and furnishings of your home are traditional, modern-style fixtures of polished gunmetal would look inappropriate.  Or if you’re targeting younger buyers, the original circa 1970 pea green mod-style hanging lamp may need to go.   For some great examples of light fixtures that will “light” up your home, visit local home stager, Margaret Oscillia’s blog.  She discusses lighting and gives some good examples of what not to buy.

Lighting can minimize a room’s idiosyncrasies, creating optical illusions that make a room seem wider, a ceiling higher or hallway longer.  Long, narrow hallways, common in today’s condominiums, can be transformed from wasted space to an art gallery with the addition of track lighting to illuminate artistic treasures.  Is there a room that feels like the ceiling and floor are gradually closing in on you?  By avoiding hanging fixtures and using those that throw light up a wall, such as floor can lights, one can make ceilings feel higher.

If your ceiling has cracks or other blemishes, light that flows down to the floor moves the eye in that direction, and away from a negative feature.  On the other hand, bowing walls of older houses require lighting that moves straight from floor to ceiling without hitting the wall.  Here, the lamps or fixtures must be placed away from the wall and face the ceiling.

Often one can take fixtures already used in the house and move them to more appropriate areas.  Life’s little horrors, real or imaginary, tend to disappear when rooms are lit properly.

Have a particularly small room?  A mirrored wall will look double the size that it did when it was only painted.  If the mirrored wall is across from a window, the natural light will be reflected and the room will seem brighter.

It’s important to remember that it isn’t enough to just have the proper light fixtures.  You need to use them.  Even during the day, lights should be on in every room of the house, including hallways, closets, bathrooms, on the stove, in the oven and under hanging cabinets.  At night, be prepared for an evening buyer drive-by with lamps illuminated in rooms with windows that face the street.  Also, remember to leave your porch light on for those after dark showings.  It makes it much easier for the buyer’s agent to program their key card so that they can gain entry to your home.  After all, folks need to know that Dracula isn’t lurking in the shadows.

You can find other articles in the Top Dollar Series for selling your Salem Oregon home under Salem Oregon Sellers Top Dollar Tips Series. If you are ready to sell your Salem area home, you can contact me directly at 503-931-1846.

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